It seems that everyone has something that they cant live without. Whether its a cup of coffee at Starbucks, cigarettes and alcohol, or going out to eat, many times these "wants" are not necessary and can hinder your future finances.
David Bach wrote an excellent book titled The Automatic Millionaire. You can find more information at the link below
http://www.amazon.com/exec/obidos/ASIN/0767923820
What David Bach states is that once you find your "Latte Factor" and eliminate this product or service, many times you can find enough money to save each month.
Dont think that $5 a day doesnt add up? $5 a day is $150 a month, and if you save this in a total stock market index for 30 years this amount is $275,403.43.
Little expenses add up.
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