Im going to try out this new method from Dave Ramsey. For budgeting, take all of your income, and write down realistic numbers for your expenses. I included categories for savings, debt repayments, and blow it money. I then made a separate column which subtracts each number from the income. I made sure that after all of my expenses it adds up to 0. This makes each dollar I make accounted for.
If one of the expense categories is getting close to exceeding the allocated monthly budget, I am still not sure what I will do. I am thinking of significantly lowering this if possible or lowering in another category.
I have an excel sheet setup. If anyone would like it let me know!