Wednesday, April 30, 2008

Saving Money grocery Shopping

I think I am going to make a video blog concerning how to save money grocery shopping when I get my video camera back. You can save quite a bit from generic brands, and Ill show you how.

Monday, April 28, 2008

New Budgeting Method

Im going to try out this new method from Dave Ramsey. For budgeting, take all of your income, and write down realistic numbers for your expenses. I included categories for savings, debt repayments, and blow it money. I then made a separate column which subtracts each number from the income. I made sure that after all of my expenses it adds up to 0. This makes each dollar I make accounted for.

If one of the expense categories is getting close to exceeding the allocated monthly budget, I am still not sure what I will do. I am thinking of significantly lowering this if possible or lowering in another category.

I have an excel sheet setup. If anyone would like it let me know!